Insurance
# Keep years of policy and claims files in the region you choose, at a cost you can predict.

P&C carriers, life insurers, and MGAs run core platforms on ZCP in the region they select. S3-compatible Object Storage holds policy documents, claim attachments, and reporting exports for years, billed on what you store, with no transfer charges. You set your retention and third-party risk requirements, and we scope the architecture to match.

## Data in the region you select

Policy data, claims records, and customer information stay in the region you select, under one named operator. That gives your third-party risk review a direct answer about location and operator.

## Long retention at a predictable cost

Long retention windows are a cost problem. S3-compatible Object Storage holds years of policy and claims files, billed on the data you store. Your records-retention rules stay yours to define, and we help you map them onto buckets and backup copies.

## Compute costs you can plan a policy cycle around

Reserved pricing (15% off) locks in your cost base for multi-year policy cycles, and free data transfer means no surprise charges when systems exchange large volumes. The forecast you build is the bill you receive.

## Write-once copies when you need them

A versioned bucket with Object Lock enabled stores objects write-once-read-many. Versioning is required, and each object version counts toward storage. It is one control inside your retention program, not a replacement for it.

## Common workloads

Where organizations like yours put ZCP to work.

### Policy administration systems

Run Guidewire PolicyCenter, Duck Creek Policy, or custom policy admin on dedicated VM instances with high-availability NVMe block storage and automated failover snapshots.

### Claims processing and adjudication

Workflow engines and document management for first-party and third-party claims. Persistent NVMe storage with automated daily snapshots and on-demand point-in-time restore.

### Actuarial modeling and risk scoring

High-vCPU instances (up to 48 vCPU) for batch actuarial runs, reserve calculations, and catastrophe modeling. On-demand compute for peak periods; reserved for baseline runs.

### Long-term regulatory archival

Policy documents, correspondence, and claims files in S3-compatible Object Storage, with versioned Object Lock buckets for write-once copies. Your retention schedule sets how long each record stays.

### Digital distribution platforms

Broker portal and direct-to-consumer platforms on elastic VMs behind load balancers. CAD-predictable compute pricing with volume discounts at 10+ instances.

### Fraud detection and analytics

Batch and streaming analytics pipelines on isolated compute. Claims fraud scoring, link analysis, and anomaly detection in a region you control.

ZCP Object Storage

## Object Storage for policy and claims files

Insurers keep policy documents, claim attachments, and reporting exports for long periods. ZCP Object Storage keeps them in the region you select. Storage is billed on the data you store, while ingress and egress are free and unmetered. Your retention schedule and third-party risk requirements decide the design, and we scope it with you.

### Common S3 workflows

- Statements and policy documents
- Claim attachments and correspondence
- Regulatory-report exports
- Market and risk-data inputs for analytics
- Data-lake objects and data-science outputs
- Backup copies, including write-once copies in versioned Object Lock buckets

### Questions to settle before you move data

- What are your residency, retention, and portability requirements?
- What does your third-party risk assessment need from a storage provider?
- Should this run on shared Object Storage or a dedicated ZSoftly Cloud Storage deployment?

 [Book an architecture review](https://zcp.zsoftly.ca/contact)

### Write-once copies with Object Lock

A versioned bucket with Object Lock enabled stores objects write-once-read-many. Versioning is required, and object versions count toward storage costs. Treat it as one control inside your retention program.

[Create a bucket with Object Lock](https://docs.zcp.zsoftly.ca/public-cloud/storage/object-storage/create-bucket/)

ZCP Object Storage is self-service and S3-compatible, in the region you choose. If you need dedicated hardware or root access, ZSoftly Cloud Storage is a dedicated, single-tenant cluster with object, block, and file storage.

[Object Storage details](https://zcp.zsoftly.ca/services/object-storage)

[Object Storage pricing](https://zcp.zsoftly.ca/pricing#object-storage)

[ZSoftly Cloud Storage](https://zcp.zsoftly.ca/services/cloud-storage)

## Relevant services and pricing

 [Cloud Compute Compute from $3.40/mo](https://zcp.zsoftly.ca/pricing#compute)

 [Block Storage HDD from $0.03/GB/mo](https://zcp.zsoftly.ca/pricing#block-storage)

 [Object Storage $0.024/GB/mo](https://zcp.zsoftly.ca/pricing#object-storage)

 [VPC Networking Load balancer $15/mo](https://zcp.zsoftly.ca/pricing#networking)

 [Observability From $299/mo](https://zcp.zsoftly.ca/pricing#observability)

 [Private Cloud From $4,500 setup](https://zcp.zsoftly.ca/services/private-cloud)

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